Insanity, Salt and the   Albert Einstein reasonably conjectured that someone who repeats the same behavior expecting dissimilar outcomes must be insane.  Based on a recent decision by President Barack Hussein Obama’s Department of Urban Affairs, HUD, everyone in that godforsaken department must be raving maniacs. 

Hot on the heels of the 2008 mortgage debacle caused by the government and the resultant near-economic collapse of Western civilization caused in large part by our Democrat leadership and minions’ endorsement and insistence on the “right” of everyone to ”own” their own homes whether they could afford to own their own homes or not, whether they had the slightest inkling on what home ownership entails or not, the Obama powers-that-be are now pushing yet another billion dollar mortgage boondoggle. 

Granted, a billion here, a billion there for a near-bankrupt nation doesn’t represent even a hearty spit into an overflowing cesspool but referencing the anarchic drivel espoused by the Beatles in a much different context, “When will they ever learn?” applies in spades to the Obamians. 

When it came to inter-personal relationships, Einstein was a doofus but with regard to what constitutes insanity he was right on the mark.  

The chubby hand of Massachusetts’ scandal-ridden, teflon-coated Rep. Barney Frank and the Connecticut slickster, retired Sen. Chris Dodd, who deftly manipulated the mortgage and bank collapses, aren’t involved in the latest taxpayer scam but HUD is taking up the slack. 

He calls HUD and they never   According to a report, thanks to a billion dollar HUD scheme, “Beginning today, homeowners in 27 states can file preliminary applications for the Emergency Homeowner’s Loan Program (EHLP).  Eligible homeowners can obtain interest-free loans of up to $50,000 to help cover mortgage expenses for up to two years.” (

On the surface, the new program represents a sensitive government reaction to the dire need of mortgage-holders in financial trouble through no fault of their own and to assist them in staving off foreclosure.  In actuality, it is a blind continuation of the same government philosophy which caused the mortgage crisis in the first place–giving people taxpayer money with little chance of payback so that they can experience the joy of homeownership, a joy for which people saved and scrimped in the old days. 

And, no, I don’t begrudge anyone owning their own homes.  In fact, it’s a good thing, for individuals, the economy and the nation.  However, Washington should have learned from the ongoing fiscal disaster that not everyone is qualified either to purchase their own place, to maintain that place, or to reimburse taxpayers for gratuitous government generosity. 

Who will be blamed when the recipients of their portion of the billion buck largesse default on payments?  Absolutely no one.  After all, it’s just a drop in the fiscal bucket and no one, least of all the Democrat politicians Frank and Dodd, was blamed last time.  It will be chalked up to yet another instance of doing the same insane things over and over and insanely anticipating different outcomes.